Designing a Budget

Personal finance is, you know, personal so why use a budget that has categories you don’t need.  For example nobody in our family is in school so we don’t need to budget education expenses.  We do have a company to grow so I track out business expenses as part of our personal budget.  If I used someone elses budget sheet I would have to leave Education blank and write Company expenses at the bottom of every monthly budget form. 

If you need some ideas for designing a budget check out Cristian PF’s 10 Free Household Budget Spreadsheets.  I really like the Household Budget Template.  You can change the category names and it still works.  You record your expenses like a check register, then it adds the totals for each category. Super easy!

Even if you find none of the budget spreadsheets are right for you, you can great ideas for how you want your budget to look.  I made my own budget sheet and after a few months of tweaking it is the perfect budget for me.

 Where did you find your budget sheet? Or did you design your own too?  What do you like/dislike about your budget sheet?



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