Payday! – July 15th

Payday for us is extremely complicated.  We have two bank accounts: a business one and a personal one.  I have to make sure that the numbers match up, since I’m a numbers nerd this doesn’t bug me like it would my husband. But, should it really take me two hours to get our deposits ready? 

Here’s how the budget looks for the rest of the month:

 Category   Leftover   Deposit   Total 
 Income   $     –    $  1,968.54  $  1,968.54
 Church   $   (8.00)  $     218.85  $     210.85
 Taxes   $  4,182.50  $     489.63  $  4,672.13
 Home   $      –    $  1,000.00  $  1,000.00
 Insurance   $   (326.98)  $     326.98  $        –  
 Utilities   $        8.05  $     160.00  $     168.05
 Gasoline   $     120.37  $      97.50  $     217.87
 Medical   $      56.00  $       32.00  $      88.00
 Groceries   $       31.90  $     112.00  $     143.90
 Company   $     125.67  $       97.93  $     223.60
 Savings   $  1,845.52  $     323.72  $  2,169.24
 Repairs   $      52.79  $      22.87  $       75.66
 Gifts   $       49.14  $      –    $       49.14
 Other   $     (13.97)  $      –    $     (13.97)

If you add up the totals I am $1162 short, but like I said it’s complicated.  We use a credit card to buy the construction materials for the company, and pay it off every payday.  Last payday we used $673 that should have stayed in the company to cover a future paycheck, this payday we had $932 for the credit card, but only $40 on the card. So we add that and a bunch of rebates to our deposits.

Our health insurance bill overdrafted from our savings so I added the $225.79 back with our $97.93 deposit.  The money ran out before Repairs was fully funded so there wasn’t anything to add to Gifts or Other.

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3 responses to “Payday! – July 15th

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